National Police Credit Union is pleased to offer Killed in the Line of Duty Loan Protection, a special debt cancellation benefit created exclusively for active full-time Law Enforcement Officers.
Available for multiple loans* at no cost to the borrower, this complimentary benefit will cancel up to $850,00 of the outstanding balance of one or more loans should the unthinkable happen to an Officer due to a line-of-duty incident.*
Close or refinance a Mortgage* with the Credit Union and you automatically receive Killed in the Line of Duty Loan Protection for the duration of said loan!* There are no additional costs and no strings attached!
Our full-service Mortgage department offers Conventional Mortgages, Purchase Money Transactions, FHA Loans, and VA Loans. We’re also known and respected for offering Customized Terms, Quick and Easy Closings, and Low Money Down Options.
Members of the Credit Union enjoy FREE and CONFIDENTIAL Credit Counseling with Certified Credit Union Financial Counselor Gwendolyn Hawkins, who has been assisting our members in Law Enforcement with their Credit matters for over 25 years!
In addition to working with members to understand and improve their Credit, Gwen’s services include Financial Counseling, Budgeting Assistance, Debt Consolidation and Restructuring, Dealing with Collection Agencies, Managing Your Checking Account, Qualifying For a Mortgage, and Establishing Credit For the First Time.
As Identity Theft becomes the "most popular scam" in the US, now is the time to invest in Premium Checking. Premium Checking features a unique “all-in-one” identity theft protection program designed to Monitor, Detect and Restore. If ever your records are breached, you will receive FREE Identity Theft Restoration (ITR) services, including one-on-one “personal advocacy,” for as long as it takes to clear your good name. Plus, Premium Checking ITR services extend to cover up to three generations of your immediate family members at no additional cost. Plus, Premium Checking qualifies for Killed in the Line of Duty Loan Protection!
A personalized representative and special rates are among the many perks of our High Caliber Program, which rewards members for taking advantage of multiple products and services.
High-Speed Chase is the Credit Union’s signature promotional series that randomly pops up throughout the year featuring unbeatable limited-time-only offers created exclusively for our members.
Past Chases have included New Auto Loans for 0.80% APR*; 4-year Share Certificates at a rate of 4.08% APY**; 6-Month Share Certificates at a rate of 2.014% APY**; Fixed Rate Home Equity Loans at a rate of 2.99% APR* for up to 7 years; and 90-Day Deferred Payment for New and Used Auto Loans; among others.
Maybe there’s a Chase on the road right now, or maybe you just missed one! Members need not worry about missing out on the action, as notices are sent to member email inboxes as soon as the Speedy Blue Car shifts into gear!
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield
With New and Used Auto Loans starting as low as 1.49% APR* and 1.99% APR* respectively, there has never been a better time to buy a new or used car through National Police Credit Union!
National Police Credit Union can finance up to 100%* of your next new or used car at competitive rates and terms. We can also refinance your existing Auto Loan up to 100%* of the current value of your vehicle to reduce the interest rate or payment.
Plus, Auto Loans qualify for Killed in the Line of Duty Loan Protection!
*APR = Annual Percentage Rate. Restrictions Apply.
Be in the driver’s seat at you shop for a new car! With our convenient Write Your Own Ticket Auto Loan program, you can secure a “blank check” to use at the dealership* of your choice within 60 days of issuance. Now you can shop where you want, when you want, with the confidence of a cash buyer!
As part of our Auto Loan Program, National Police Credit Union offers Mechanical Breakdown Protection via our Trusted Business Partner, Route 66. This extended warranty option allows you to purchase a new or used vehicle and obtain extra peace of mind about the mechanical reliability of the vehicle you select.
Whether you're facing an unexpected expense, home repairs or looming end-of-year expenses, National Police Credit Union can help with our Signature Loans. With rates starting as low as 7.65% APR*, our Signature Loans provide a financial cushion when you need it most. You can borrow up to $25,000* for whatever you need, and all we ask for is your signature! For peace of mind, you may also purchase inexpensive Debt Protection with your Signature Loan. Plus, Signature Loans qualify for Killed in the Line of Duty Loan Protection!
*APR = Annual Percentage Rate. Restrictions Apply.
Non-variable rates, no annual fees, and a 25-day interest-free grace period for purchases are among the many benefits of a National Police Credit Union Visa Credit Card. All of our Visa Cards feature Contactless Payment options, Secure Remote Commerce, and total Card Control. Plus, Credit Union Visa Cards qualify for Killed in the Line of Duty Loan Protection!
Exceptional rates, low required minimum deposits, and no "new money" restrictions are a few of the many reasons why savvy savers invest with the Credit Union! Choose from a variety of vehicles, ranging from Share Certificates to Savings, Money Market Accounts and our Christmas Savers Fund, as well as the IRAs listed above.
Start planning for your future now with our Individual Retirement Accounts. We offer Roth, Traditional and Educational Accounts, all insured through NCUA-approved limits.
National Police Credit Union is part of the CO-OP Network, which features nearly 5,600 Shared Branch locations and over 30,000 surcharge-free ATMs throughout the country. When seconds count, use the locator map on your mobile app.
Due to the evolving COVID-19 pandemic, some CO-OP Network Shared Branch locations may be temporarily unavailable. The Locator is frequently updated, but you may wish to contact the branch to confirm their status.
We are also part of the Allpoint network, which offers an additional 50,000-plus surcharge-free ATMs nationwide at such popular destinations as CVS, Walgreens, Target, Kroger, Costco, and Speedway gas stations, to name a few.
National Police Credit Union is set up to accommodate virtually all of your financial needs 24/7 with just the click of a button from the convenience of your own home or office from anywhere in the world. If you need assistance or are having technical difficulties, we would be happy to help you navigate our full-service website and online loan application system, as well as set up your Online Banking portal, Mobile App and Digital Wallet capabilities.
As part of our ongoing effort to meet all of your financial needs, we are pleased to introduce our FOP Lodge and Association Checking Account. This totally FREE Account is part of our value-added service for FOP Lodges and Police Associations.
Among the many features and conveniences of this Account are an interest rate of 1.00% APY,* no minimum balance requirements, monthly eStatements available for Online Banking users, Online Bill Pay, and Mobile Deposit.
*APY = Annual Percentage Yield
The Credit Union offers seminars throughout the year that are designed to provide you with the information and financial tools you need and the answers you seek via interactive, obligation-free in-person or online programming. Our team is mobile, and our programs are adaptable. Recent topics include “Managing Stress by Managing Finances,” “Understanding Your Credit Score,” “First Time Homebuyer Workshop,” and “Retirement Readiness.”
If you would like to schedule an Educational Seminar or series of programs for your Department, Lodge or Association, please send us an email or call 844.COP.SAVE.