Secure a Lower Auto Loan Rate on Your Next Used Car

Purchasing a pre-owned vehicle can be intimidating. That is why our process of securing an auto loan is as painless as possible.

Killed in the Line of Duty Loan Protection

This product qualifies for Killed in the Line of Duty Loan Protection, a special debt cancellation benefit created exclusively for active full-time Law Enforcement Officers.

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Apply Online

Apply for a loan now with our easy-to-use online application or call 844-COP-SAVE (844-267-7283) to speak with a representative!

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Credit Union Interest Rates

Check out our spectacular rates!

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1.99% APR*

For a hassle-free, low-rate loan on your next used car purchase, let us be YOUR backup!

Debt Protection

Life and Disability Debt Protection allows you to safeguard your loan in times of uncertainty.

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Quick and Easy Vehicle Valuation

By running a National Automobile Dealers Association (NADA) report to determine the value of the vehicle, National Police Credit Union works hard to ensure you are purchasing a vehicle worthy of your hard-earned money. In most cases, we can secure a loan decision on the spot or within 24 business hours! Plus, we offer some of most competitive lending rates in the country, with used vehicle loan interest rates starting as low as 1.49% APR*. 

GAP Coverage

Guaranteed Asset Protection (GAP) is designed to eliminate your unpaid net loan/lease balance in the event your vehicle is stolen or damaged beyond repair (totaled).

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National Police Credit Union is proud to be recognized by the FOP as their Preferred Provider of Auto Loans for their members.

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Extended Warranty Options

Route 66 offers additional coverage for your vehicle, often at significant savings from dealership offered plans.

We offer an extended vehicle warranty program that is typically much more affordable than a dealership.

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More Great Offers From National Police Credit Union!

Frequently Asked Questions

What is National Police Credit Union's BillPay address?

National Police Credit Union's BillPay Address is: Chicago Patrolmen's Federal Credit Union 1407 W. Washington Blvd., Chicago, IL 60607

What is GAP Coverage?

GAP is designed to eliminate your unpaid net loan/lease balance in the event your vehicle is stolen or damaged beyond repair (totaled). Brochures in English and Spanish are available here.

What is Route 66 coverage?

It is the National Police Credit Union's extended warranty option for vehicles.

How Does Write Your Own Ticket Work?

You don’t need to know what vehicle you’ll be getting, because we will provide you with a “blank” check.

What if my Write Your Own Ticket (WYOT) check expires?

If your WYOT check exceeds the 60 day time period allotted, you will need to re-apply for the loan.

The dealership will not accept my Write Your Own Ticket (WYOT) check. What should I do?

You will need to schedule an appointment and have your auto loan disbursed through our conventional method.

*APR = Annual Percentage Rate. Rates subject to credit qualification and selected term.