Student Visa

Npcu Classic

Help Students Establish and Manage Credit

  • Our Visa Student Credit Card* helps students establish and manage credit responsibly
  • 14.90% non-variable APR** for purchases and cash advances
  • Maximum Credit Limit of $750***

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Credit Union Interest Rates

Check out our spectacular rates!

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No Annual Fee

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25 Day interest-free grace period for purchases

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No Balance Transfer Fee

Apply For a Balance Transfer

Same low, non-variable APR** for purchases, cash advances and balance transfers

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Account Monitoring And Purchase Alerts

Our Visa credit cardholders can access their account balances and monitor all transactions 24/7 through Online Banking, plus get real-time alerts to fraudulent activity.

View Application and Solicitation Disclosure and Consumer Credit Card Agreement.

*Qualified co-applicant required if primary applicant is under the age of 21. 

**APR = Annual Percentage Rate.

***Initial maximum limit of $500 with subsequent $50 credit limit increases every 3 months from the time of card opening with strong credit performance. Maximum lifetime credit limit of $750.