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271078146

Share Secured Loans

Share Secured Loans can be a valuable option for those looking to build their credit. Share Secured Loans also provide the opportunity to keep your Savings Account intact in case you’re faced with an unexpected expense.

Apply for a loan by calling 844-COP-SAVE (844-267-7283) to speak with a representative!

Credit Union Interest Rates

Check out our spectacular rates!

Learn More

What Is a Share Secured Loan?

It is a loan that is secured by funds that you have available in a Savings Account at the credit union at the time of application.  It allows you to get a rate much lower than our low Signature Loan rates.

The loan has flexible terms and the rate is based on the amount financed:

  • $100 - $2,999.99 = 3.03% APR*
  • $3,000 - $24,999.99 = 3.05% APR*
  • $25,000+ = 3.09% APR*

Contact Us to Apply

Debt Protection

Life and Disability Debt Protection allows you to safeguard your loan in times of uncertainty.

Learn More

More Great Offers From National Police Credit Union!

Killed in the Line of Duty Loan Protection
National Police Credit Union is pleased to offer Killed in the Line of Duty Loan Protection, a special debt cancellation benefit created exclusively for active full-time Law Enforcement Officers.Learn More
National Police Credit Union is pleased to offer Killed in the Line of Duty Loan Protection, a special debt cancellation benefit created exclusively for active full-time Law Enforcement Officers.
Mobile Deposit
Available Now!Learn More
Available Now!
High Caliber Program
Arm Yourself with Benefits!Learn More
Arm Yourself with Benefits!
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Next
Balance Transfer Promotion
Take Advantage of National Police Credit Union's Balance Transfer Promotion!Learn More
Take Advantage of National Police Credit Union's Balance Transfer Promotion!
Officer Privacy
Protect Yourself Now!Learn More
Protect Yourself Now!
Killed in the Line of Duty Loan Protection
National Police Credit Union is pleased to offer Killed in the Line of Duty Loan Protection, a special debt cancellation benefit created exclusively for active full-time Law Enforcement Officers.Learn More
National Police Credit Union is pleased to offer Killed in the Line of Duty Loan Protection, a special debt cancellation benefit created exclusively for active full-time Law Enforcement Officers.
Mobile Deposit
Available Now!Learn More
Available Now!
High Caliber Program
Arm Yourself with Benefits!Learn More
Arm Yourself with Benefits!
Previous
Next
How Low Can We Go?
As The Fed keeps raising interest rates. Police Mortgage keeps lowering theirs!Learn More
As The Fed keeps raising interest rates. Police Mortgage keeps lowering theirs!
Balance Transfer Promotion
Take Advantage of National Police Credit Union's Balance Transfer Promotion!Learn More
Take Advantage of National Police Credit Union's Balance Transfer Promotion!
High-Speed Chase®
10-Month Share Certificate featuring a 4.08% APYLearn More
10-Month Share Certificate featuring a 4.08% APY
Police Mortgage
Created for First Responders Who Are Second to None!Learn More
Created for First Responders Who Are Second to None!
Officer Privacy
Protect Yourself Now!Learn More
Protect Yourself Now!
Killed in the Line of Duty Loan Protection
National Police Credit Union is pleased to offer Killed in the Line of Duty Loan Protection, a special debt cancellation benefit created exclusively for active full-time Law Enforcement Officers.Learn More
National Police Credit Union is pleased to offer Killed in the Line of Duty Loan Protection, a special debt cancellation benefit created exclusively for active full-time Law Enforcement Officers.
Mobile Deposit
Available Now!Learn More
Available Now!
High Caliber Program
Arm Yourself with Benefits!Learn More
Arm Yourself with Benefits!
Previous
Next
How Low Can We Go?
As The Fed keeps raising interest rates. Police Mortgage keeps lowering theirs!Learn More
As The Fed keeps raising interest rates. Police Mortgage keeps lowering theirs!
Balance Transfer Promotion
Take Advantage of National Police Credit Union's Balance Transfer Promotion!Learn More
Take Advantage of National Police Credit Union's Balance Transfer Promotion!
Police Mortgage
Created for First Responders Who Are Second to None!Learn More
Created for First Responders Who Are Second to None!
Officer Privacy
Protect Yourself Now!Learn More
Protect Yourself Now!
Killed in the Line of Duty Loan Protection
National Police Credit Union is pleased to offer Killed in the Line of Duty Loan Protection, a special debt cancellation benefit created exclusively for active full-time Law Enforcement Officers.Learn More
National Police Credit Union is pleased to offer Killed in the Line of Duty Loan Protection, a special debt cancellation benefit created exclusively for active full-time Law Enforcement Officers.
Mobile Deposit
Available Now!Learn More
Available Now!
High Caliber Program
Arm Yourself with Benefits!Learn More
Arm Yourself with Benefits!
Previous
Next

Frequently Asked Questions

What forms does a Cosigner need to fill out?

A cosigner needs to fill out the Cosigner Packet. Please contact the Credit Union for an electronic version of this packet.

What is debt protection and how does it work?

Life and Disability Debt Protection allows you to safeguard your loan in times of uncertainty.

What is an External Loan Transfer?

External Loan Transfer allows you to pay credit union loans from other financial institutions.

How is my share secured loan rate calculated?

Check out our Share Secured Loan page for more information.

I applied for a loan, but my loan status shows that I don’t have a loan applications on file. How can I check my loan status?

To check the status of your loan application, please call us at (844)267-7283 and select option 1 when prompted.

Why is my Home Banking login sending me to a loan application page?

You did not access your Home Banking account in the last 60 days. To regain access, contact us at (844) 267-7283.

*APR = Annual Percentage Rate.

© Chicago Patrolmen’s Federal Credit Union, all rights reserved. National Police Credit Union is a division of Chicago Patrolmen’s Federal Credit Union.

Introducing iTalk

 iTalk will be live on Monday, March 20th at 8 A.M. CDT.
We are pleased to announce that we are expanding your options and access to your information! You will now be able to obtain immediate answers to your questions when you contact the Credit Union.
Our new iTalk automated answering system will be an excellent complement to the many ways in which you can already access your information and get your questions answered, including through our Online Banking, Mobile App, full-service websites, and Chat option. Plus, all of these options are available around the clock to accommodate your needs on your schedule.
As always, we are at your service 24/7!
For iTalk, follow the menu prompts. You will need your account number and iTalk PIN to proceed. Your temporary PIN will be the number 9 plus the last four digits of the primary’s social security number. For instance, if the last four of your social security number are 1234, your temporary PIN will be 91234. To change your PIN, press Option 9 for More Options, followed by Option 7 to Change Your PIN.

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