For new credit card accounts, you must have a credit score of 680+ in order to qualify for this promotion.
For existing cardholders, you must have had a credit score of 680+ at the time the card was initially approved.
If you apply for a credit limit increase and your score has dropped below 680, you will no longer qualify for the promotion. If you apply for a credit limit increase and your score has increased to 680+, you will qualify for the promotion.
*APR=Annual Percentage Rate
**Promotional rate is for May and June retail purchases only. Interest for May and June purchases will continue to accrue at a rate of 4.99% APR until January 2021's statement cycle ends, at which time your balance on those purchases will revert back to your original card rate.