Our new and used motorcycle lending process is easy and convenient. You'll be able to enjoy the bike of your dreams with our competitive terms and rates starting as low as 3.49% APR*! Whether you’re browsing your local Harley dealership or purchasing a bike from a friend, we’ve got you covered. Don’t miss out on an exceptional National Police Credit Union interest rate for your next motorcycle loan!
80th Anniversary Share Certificate
Celebrating eight decades of serving those who “serve and protect”.
Remote Deposit Capture
Member Appreciation 100-Day Share Certificate
For a limited-time-only, we are offering a 100-day Share Certificate with a 1.45% APR/1.46% APY, which is available only for new deposits.
6-Month Share Certificate at a rate of 1.938% APR/1.960% APY
It’s Not Too Late To Lock Up Your Rate!
Mortgage rates are rising, but in today’s fluctuating market, it’s not too late to lock up your rate!
Check Out Our Low Auto Loan Rates
National Police Credit Union auto loan rates are among the lowest and most competitive in the country.
National Police Credit Union Visa Credit Cards
Low, non-variable rate Visa credit card options for our members.
Take the Next Step In Identity Theft Protection with a Premium Checking Account
Premium Checking’s real-time credit monitoring with daily alerts keeps you informed of credit activity 24/7.
GAP is designed to eliminate your unpaid net loan/lease balance in the event your vehicle is stolen or damaged beyond repair (totaled). Brochures in English and Spanish are available here.
It is the National Police Credit Union's extended warranty option for vehicles.
You don’t need to know what vehicle you’ll be getting, because we will provide you with a “blank” check.
You can purchase an extended warranty and GAP insurance through the credit union!
No. At this time, the WYOT checks can only be made payable to a dealership, not a finance company.
If your WYOT check exceeds the 60 day time period allotted, you will need to re-apply for the loan.
You will need to schedule an appointment and have your auto loan disbursed through our conventional method.
It’s no wonder than so many people are interested in motorcycles these days: they are an amazing feat of engineering. With only two wheels and a roaring engine, they speed down the road with grace and ease, while still maintaining their cool. No one can deny that motorcycles are a distinct part of American culture, and a thrilling one at that. Just check out the history of Harley Davidson for more info on the long and illustrious story behind America’s motorbike.
For those contemplating the purchase of a motorcycle, there are plenty of factors to consider. Most importantly, you should search for a bike that fits your lifestyle and personal preferences, rather than one that simply sounds good based on its brand name.
If you plan to finance your bike, be sure to shop around both dealership prices and credit union loan interest rates. The two are not mutually exclusive, and the more informed you are, the better deal you will secure for yourself.
1. Pick Your Style of Motorcycle
There are many different types of motorcycles out there, and the first thing to do is narrow down what you want to buy. There is a bit of research involved, of course, but it will be worth the time you spend on it to have a motorcycle you want to ride for years to come. You need to decide what fits your personal lifestyle and preferences, as well as your budget. There are several distinct types of motorcycle, and each has different, unique qualities.
A standard bike and a dirt bike have differing qualities that make them ideal for specific situations. If this is your first time buying a motorcycle, you should become familiar with the basic types. Street Bikes include: Standard, Cruiser, Sport Bike, Touring, Sport Touring, and Dual-Sport. There are also Dirt Bikes, Mopeds and Scooters.
2. Compare Prices, Interest Rates Online and at Dealerships for the Best Deals
Once you are set with the type of motorcycle you are interested in purchasing, you can start looking at prices. We recommend starting online with companies like Kelley Blue Book to get an idea of what the bike you want is going for in your area.
Once you have completed your online research, you can visit dealerships to see and test drive the motorcycles in person.
3. Check if National Police Credit Union Interest Rates are right for you
Once you find the motorcycle of your dreams, the last step includes purchasing your bike. Before you worry over large monthly payments, take a look at the competitive motorcycle loan rates featured at National Police Credit Union. Offering new and used motorcycle loan rates starting at 3.49% APR* along with convenient online application procedures, National Police Credit Union makes the buying process as stress-free and simple as possible.
4. Protect Yourself with the Right Gear
Every motorcycle driver should don the appropriate gear, especially when traveling on highways or down rugged dirt roads. Be sure to purchase a protective jacket, gloves, and helmet to reduce personal risk of injury. Pay attention to all posted road signs and be extra vigilant about cars. A new motorcycle is a fun and thrilling investment, but it does take caution and common sense to stay out of harm’s way.
5. Protect Your Asset with GAP Insurance
Unfortunately, if you "total" your bike or are a victim of vehicle theft, you might still be responsible for outstanding loan payments, which could add up to thousands of dollars. For peace of mind, you might consider purchasing Guaranteed Asset Protection (GAP) coverage, which eliminates the costly “gap” that occurs if your bike’s cash value is less than the amount you owe on the loan. Call today for the most current information on National Police Credit Union GAP plans.
We hope you find the bike of your dreams and ride safely into the future!
*APR = Annual Percentage Rate. Rates subject to credit qualification.