Secure a Great Credit Union Interest Rate for Your New or Used Motorcycle Loan

Our new and used motorcycle lending process is easy and convenient. You'll be able to enjoy the bike of your dreams with our competitive terms and rates starting as low as 3.49% APR*! Whether you’re browsing your local Harley dealership or purchasing a bike from a friend, we’ve got you covered. Don’t miss out on an exceptional National Police Credit Union interest rate for your next motorcycle loan!

Get a Loan, and Get Riding!

Apply for a loan now with our easy-to-use online application or call 844-COP-SAVE (844-267-7283) to speak with a representative!

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GAP Coverage

Guaranteed Asset Protection (GAP) is designed to eliminate your unpaid net loan/lease balance in the event your vehicle is stolen or damaged beyond repair (totaled).

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More Great Offers From National Police Credit Union

Debt Protection

Life and Disability Debt Protection allows you to safeguard your loan in times of uncertainty.

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Frequently Asked Questions

What is GAP Coverage?

GAP is designed to eliminate your unpaid net loan/lease balance in the event your vehicle is stolen or damaged beyond repair (totaled). Brochures in English and Spanish are available here.

What is Route 66 coverage?

It is the National Police Credit Union's extended warranty option for vehicles.

How Does Write Your Own Ticket Work?

You don’t need to know what vehicle you’ll be getting, because we will provide you with a “blank” check.

What if my Write Your Own Ticket (WYOT) check expires?

If your WYOT check exceeds the 60 day time period allotted, you will need to re-apply for the loan.

The dealership will not accept my Write Your Own Ticket (WYOT) check. What should I do?

You will need to schedule an appointment and have your auto loan disbursed through our conventional method.


Get Better National Police Credit Union Interest Rates for Your Motorcycle Loan

It’s no wonder than so many people are interested in motorcycles these days: they are an amazing feat of engineering.  With only two wheels and a roaring engine, they speed down the road with grace and ease, while still maintaining their cool. No one can deny that motorcycles are a distinct part of American culture, and a thrilling one at that. Just check out the history of Harley Davidson for more info on the long and illustrious story behind America’s motorbike.  

For those contemplating the purchase of a motorcycle, there are plenty of factors to consider. Most importantly, you should search for a bike that fits your lifestyle and personal preferences, rather than one that simply sounds good based on its brand name.

If you plan to finance your bike, be sure to shop around both dealership prices and credit union loan interest rates. The two are not mutually exclusive, and the more informed you are, the better deal you will secure for yourself.

Below are some additional tips:

1. Pick Your Style of Motorcycle

There are many different types of motorcycles out there, and the first thing to do is narrow down what you want to buy. There is a bit of research involved, of course, but it will be worth the time you spend on it to have a motorcycle you want to ride for years to come. You need to decide what fits your personal lifestyle and preferences, as well as your budget. There are several distinct types of motorcycle, and each has different, unique qualities.

A standard bike and a dirt bike have differing qualities that make them ideal for specific situations. If this is your first time buying a motorcycle, you should become familiar with the basic types. Street Bikes include: Standard, Cruiser, Sport Bike, Touring, Sport Touring, and Dual-Sport. There are also Dirt Bikes, Mopeds and Scooters.

2. Compare Prices, Interest Rates Online and at Dealerships for the Best Deals

Once you are set with the type of motorcycle you are interested in purchasing, you can start looking at prices. We recommend starting online with companies like Kelley Blue Book to get an idea of what the bike you want is going for in your area.

Once you have completed your online research, you can visit dealerships to see and test drive the motorcycles in person.

3. Check if National Police Credit Union Interest Rates are right for you

Once you find the motorcycle of your dreams, the last step includes purchasing your bike. Before you worry over large monthly payments, take a look at the competitive motorcycle loan rates featured at National Police Credit Union. Offering new and used motorcycle loan rates starting at 3.49% APR* along with convenient online application procedures, National Police Credit Union makes the buying process as stress-free and simple as possible. 

4. Protect Yourself with the Right Gear

Every motorcycle driver should don the appropriate gear, especially when traveling on highways or down rugged dirt roads. Be sure to purchase a protective jacket, gloves, and helmet to reduce personal risk of injury. Pay attention to all posted road signs and be extra vigilant about cars. A new motorcycle is a fun and thrilling investment, but it does take caution and common sense to stay out of harm’s way.

5. Protect Your Asset with GAP Insurance 

Unfortunately, if you "total" your bike or are a victim of vehicle theft, you might still be responsible for outstanding loan payments, which could add up to thousands of dollars. For peace of mind, you might consider purchasing Guaranteed Asset Protection (GAP) coverage, which eliminates the costly “gap” that occurs if your bike’s cash value is less than the amount you owe on the loan. Call today for the most current information on National Police Credit Union GAP plans.

We hope you find the bike of your dreams and ride safely into the future!

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*APR = Annual Percentage Rate. Rates subject to credit qualification.