Frequently Asked Questions

How Does Write Your Own Ticket Work?

  • The vehicle must be a new automobile
  • The financing period cannot exceed 84 months
  • The member mush have a credit score of 680 or above
  • The amount borrowed cannot exceed $49,999.99 for members with a score above 699, and $40,000 for members with a score of 680-699.

If your new car loan application is approved, we’ll schedule you for a loan appointment right away. You don’t need to know what vehicle you’ll be getting, because we will provide you with a “blank” check.
Take your Write Your Own Ticket check to the dealer of your choice and shop with the confidence of a cash buyer!
Your NPCU Write Your Own Ticket check can be used at any licensed dealer located in the state where you will be titling the vehicle, to purchase a new vehicle for up to 60 days after you receive the check.