Frequently Asked Questions

How can a new Visa Debit Reward card benefit me?

National Police Credit Union's Visa Debit Rewards Card gives you all the benefits of an ATM card, plus this added bonus: You can use it to make purchases anywhere Visa is accepted. Just present your card, sign the receipt, and the purchase amount will be deducted from your checking account.

Can I use my card for purchases without paying interest charges?

Yes. Since the money for your purchases comes directly from your checking account, there are no interest charges.

What other benefits will I enjoy?

Your debit card can get you out of checkout lines fast because you won’t have to wait for check approvals. And every purchase will be listed on your monthly checking account statement, which can simplify your record keeping.

Can I get cash back with my purchases?

Yes, this is a convenient way to withdraw cash from your checking account when shopping, with no need to make a special trip to the ATM. Simply inquire if you can get cash back before the cashier calculates your purchase total. Many merchants will be happy to honor your request where the service is available.

Is it safe?

Absolutely! Use your debit card to pay for purchases and shop with confidence knowing that Chicago Patrolmen’s FCU protects your account. Whether you’re shopping on the internet, by phone, or in person, you’ll have zero liability for unauthorized signature purchases…and carrying your card is much safer than carrying a lot of cash.

What are the Rewards?

Check out our Visa debit card page for more information.