National Police Credit Union Interest Rates
Current as of April 01, 2023*
Savings
Share Savings Account
$100 - $2,999.99 ----- 0.03% APY**
$3,000 - $24,999.99 ----- 0.05% APY**
$25,000+ ----- 0.09% APY**
Christmas Savers Account1 ----- 1.01% APY**
Money Market Account
$0 - $24,999 ----- 0.30% APY**
$25,000 - $49,999 ----- 0.35% APY**
$50,000+ ----- 0.60% APY**
Restrictions apply2
Share Certificates
6 Month-Term ----- 3.30% APY**
12 Month-Term -----3.20% APY**
24 Month-Term ----- 2.99% APY**
36 Month-Term ----- 2.71% APY**
Restrictions apply3
IRAs
Share IRA ----- 1.01% APY**
12 Month-Term ----- 4.50% APY**
24 Month-Term ----- 4.60% APY**
36 Month-Term ----- 4.71% APY**
Restrictions apply4
Checking Account
Premium Checking ($1,000+) ----- 0.25% APY**
Standard Checking ----- 0.00% APY**
Loans and Credit Cards
Loan Rates
New Auto ----- 4.99% - 16.99% APR**
Used Auto ----- 5.49% - 17.24% APR**
Signature Loans ----- 9.90% - 17.90% APR**
New Motorcycle ----- 6.99% - 16.99% APR**
Used Motorcycle ----- 6.99% - 16.99% APR**
New Boat ----- 8.49% - 12.49% APR**
Used Boat ----- 8.49% - 12.49% APR**
New RV ----- 5.99% - 8.49%**
Used RV ----- 5.99% - 8.49%**
Tuition Loans ----- 6.90% - 8.90% APR**
Student Loans ----- 6.90% - 10.90% APR**
Uniform Loans ----- 5.90% - 17.90% APR**
Share Secured Loans (3% Margin over Share Account Rate) ----- 3.03% - 3.09% APR**
Credit Builder Loans ----- 12.90% APR**
Mortgage Loans ----- Market Rates
Home Equity Line of Credit (Variable Rate Adjusted Quarterly) ----- 8.00% APR**
Fixed-Rate Home Equity Loans ----- 5.99% - 9.49% APR**
Member Business Lending ----- Market Rates
Visa Cards
VISA Copper Cash Back ----- 10.90% - 16.90% APR**
VISA Blue Line Rewards ----- 10.90% - 16.90% APR**
VISA Silver Low Rate ----- 7.90% - 16.90% APR**
VISA Classic ----- 16.90% APR**
VISA Secured ----- 14.90% APR**
VISA Student ----- 14.90% APR**
Restrictions apply5
*Rates subject to change without notice. Some restrictions apply. Contact National Police Credit Union for most current rates. Dividends computed based on daily balance and paid quarterly for all share products. Dividends posted on March 31st, June 30th, September 30th and December 31st.
**APY = Annual Percentage Yield/APR = Annual Percentage Rate.
- Early withdrawal penalty may apply. Funds available October 1st of every year.
- Minimum initial deposit of $500 required. $15 per month fee if the average daily balance falls below $500.
- Minimum deposit of $500 required. Non-Compounding Certificates are available. Contact a National Police Credit Union representative for complete details. Early withdrawal penalty may apply.
- The minimum initial deposit is $25 for a Share IRA, $1,000 for a Traditional and Roth IRA, and $500 for an Educational IRA.
- Rate applies to purchases and cash advances, no annual fee, some restrictions apply.
