Copper Cash Back Visa

Npcu Copper Icon

1% Cash Back on All Purchases!


  • 8.90%-16.90% non-variable APR* for purchases, cash advances and balance transfers
  • Maximum Credit Limit ($25,000)**
  • Unlimited 1% cash back on all purchases


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Killed in the Line of Duty Loan Protection

This product qualifies for Killed in the Line of Duty Loan Protection, a special debt cancellation benefit created exclusively for active full-time Law Enforcement Officers.

Learn More

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No Annual Fee

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25-day interest-free grace period for purchases

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NEW*** National Police Credit Union Visa Credit Cardholders can transfer their balances for a very low rate of 2.90% APR!*

Contact the Credit Union to get started on your application!

Same low, non-variable APR* for purchases, cash advances and balance transfers

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Account Monitoring And Purchase Alerts

Our Visa credit cardholders can access their account balances and monitor all transactions 24/7 through Online Banking, plus get real-time alerts to fraudulent activity.

Frequently Asked Questions

What is National Police Credit Union's BillPay address?

National Police Credit Union's BillPay Address is: Chicago Patrolmen's Federal Credit Union 1407 W. Washington Blvd., Chicago, IL 60607

How do I keep track of my purchases?

All transactions made with your debit card are listed on your monthly account statement.

What is a Personal Identification Number (PIN)?

A PIN is a numeric code you enter to enable a transaction at an ATM or point-of-sale terminal.

What do I do when the merchant says enter your PIN for a visa debit card purchase?

Tell the merchant you want to make a credit purchase and sign the receipt.

When I make a purchase, do I have to give the merchant personal information?

No. You may need to present identification to the merchant, however, no other personal banking information, such as your PIN or account balance, can be accessed by merchants.

What happens if my National Police Credit Union Visa Credit or Debit Card is lost or stolen?

Please call the credit union at (844) COP-SAVE, or contact Visa directly.

Should I alert the credit union before I go out of town?

Yes, please contact the Credit Union for a Travel Exemption form.

View Application and Solicitation Disclosure and Consumer Credit Card Agreement.

*APR = Annual Percentage Rate. 

**Credit limit subject to credit qualification.

***This offer is only available to NEW Chicago Patrolmen’s Federal Credit Union Visa Copper Cash Back, Silver Low Rate or Blue Line Rewards Cardholders.

Balance Transfer must be processed within 30 days from the card account open date to receive the promotional rate.

Credit Score of 700+ required. 3% Balance Transfer Fee applies.

Transferred Balance will appear as a Cash Advance Plan on your Credit Card Statement. Interest for Cash Advances accrues daily and will begin on the date balance transfer is processed.