Common Fees
Important Bank By Phone Notice to Members
Auto Loan Title Processing Fee
$50.00
Under minimum share fee
$1.00 per month
Transfer from savings to share draft/ checking to cover an overdraft (each occurrence)
$10.00 per transfer
Stop payment (all items)
$37.00 per item
Photocopy of draft
$3.00 per item
Non-sufficient funds item
$37.00 per item
Collection item processing
$30.00 per item
Certified Check
$5.00 per check
Deposited checks and other items returned unpaid
$37.00 per item
Incoming wire transfer
$10.00
Outgoing wire transfer
$25.00
Account research
$25.00 per hour
Copy of statement
$5.00 per statement
Under minimum average daily balance money market fee
$15.00
Late loan payment
$37.00
Negative checking balance fee (after five consecutive business days)
$10.00
Legal fees, Garnishments, Attachments, Tax Levies and/or Charge Off (per occurrence)
$75.00
Non-Member check cashing fee
$5.00
Collateral Protection Insurance (forced placement on collateralized loans)
$50.00
Bank check fee
$2.00 per check
Temporary checks
$2.00 per check
Check by phone
$5.00 per item
Late mortgage payment
5.0000% of payment
Late home equity loan payment
$25.00
Subordination request fee
$100.00
Mortgage deed release fee
$98.00
Payoff letter for real estate loans
$10.00
Verification of deposit
$10.00
Dormant account (after six months of inactivity)
$5.00
Bill Payer fee ( if applicable)
$9.95 per month
Bill Payer / Insufficient Funds (NSF)
$37.00 per item
Bill Payer check copy
$20.00 per item
Bill Payer stop payment fee
$37.00 per item
Premium Checking Fee
$4.00 per month
Standard Checking Paper Statement Fee
$2.00 per month**
Replacement ATM or Debit Card
$10.00 per card
Replacement PIN
$10.00 per occurrence
VISA Credit Card Replacement
$10.00 per card
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