Common Fees

Important Bank By Phone Notice to Members

Auto Loan Title Processing Fee 


Under minimum share fee 

$1.00 per month

Transfer from savings to share draft/ checking to cover an overdraft (each occurrence)
$10.00 per transfer

Stop payment (all items) 

$37.00 per item

Photocopy of draft 

$3.00 per item

Non-sufficient funds item 

$37.00 per item

Collection item processing 

$30.00 per item

Certified Check 

$5.00 per check

Deposited checks and other items returned unpaid 

$37.00 per item

Incoming wire transfer 


Outgoing wire transfer 


Account research 

$25.00 per hour

Copy of statement 

$5.00 per statement

Under minimum average daily balance money market fee 


Late loan payment 


Negative checking balance fee (after five consecutive business days) 


Legal fees, Garnishments, Attachments, Tax Levies and/or Charge Off (per occurrence)


Non-Member check cashing fee 


Collateral Protection Insurance (forced placement on collateralized loans)


Bank check fee 

$2.00 per check

Temporary checks 

$2.00 per check

Check by phone 

$5.00 per item

Late mortgage payment 

5.0000% of payment

Late home equity loan payment 


Subordination request fee 


Mortgage deed release fee 


Payoff letter for real estate loans 


Verification of deposit 


Dormant account (after six months of inactivity) 


Home Banking/Bill Payer Fees

Bill Payer fee ( if applicable) 

$9.95 per month

Bill Payer / Insufficient Funds (NSF) 

$37.00 per item

Bill Payer check copy 

$20.00 per item

Bill Payer stop payment fee 

$37.00 per item

Premium Checking Fee 

$4.00 per month

Standard Checking Paper Statement Fee 

$2.00 per month**

ATM Debit Card Fees

Replacement ATM or Debit Card 

$10.00 per card

Replacement PIN 

$10.00 per occurrence

VISA Credit Card Replacement 

$10.00 per card

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