Common Fees


Auto Loan Title Processing Fee 

$50.00


Under minimum share fee 

$1.00 per month


Transfer from savings to share draft/ checking to cover an overdraft (each occurrence)

$10.00 per transfer


Stop payment (all items) 

$37.00 per item


Photocopy of draft 

$3.00 per item


Non-sufficient funds item 

$37.00 per item


Collection item processing 

$30.00 per item


Certified Check 

$5.00 per check


Deposited checks and other items returned unpaid 

$37.00 per item


Incoming wire transfer 

$10.00


Outgoing wire transfer 

$25.00


Account research 

$25.00 per hour


Copy of statement 

$5.00 per statement


Under minimum average daily balance money market fee 

$15.00


Late loan payment 

$37.00


Negative checking balance fee (after five consecutive business days) 

$10.00


Legal fees, Garnishments, Attachments, Tax Levies and/or Charge Off (per occurrence)

$75.00


Non-Member check cashing fee 

$5.00


Collateral Protection Insurance (forced placement on collateralized loans)

$50.00


Bank check fee 

$2.00 per check


Temporary checks 

$2.00 per check


Check by phone 

$5.00 per item


Late mortgage payment 

5.0000% of payment


Late home equity loan payment 

$25.00


Subordination request fee 

$100.00


Mortgage deed release fee 

$50.00


Payoff letter for real estate loans 

$10.00


Verification of deposit 

$10.00


Dormant account (after six months of inactivity) 

$5.00

Home Banking/Bill Payer Fees

Bill Payer fee ( if applicable) 

$9.95 per month


Bill Payer / Insufficient Funds (NSF) 

$37.00 per item


Bill Payer check copy 

$20.00 per item


Bill Payer stop payment fee 

$37.00 per item


Premium Checking Fee 

$4.00 per month


Standard Checking Paper Statement Fee 

$2.00 per month**

ATM Debit Card Fees

Replacement ATM or Debit Card 

$10.00 per card


Replacement PIN 

$10.00 per occurrence


VISA Credit Card Replacement 

$10.00 per card

There is a charge of $1.00 for each withdrawal, transfer, point-of-sale, or inquiry in excess of five per month using your ATM or Debit Card.
*Fees are subject to change.
**Fee does not apply to members who are age 55 and over and those members who opt in to e-statements.