Secure a Lower Car Loan Interest Rate by Refinancing with National Police Credit Union!*

Second chances really do have their perks! If you have previously financed a vehicle and received a less-than-stellar interest rate or monthly car loan payment, let us help you improve the terms.


Killed in the Line of Duty Loan Protection

This product qualifies for Killed in the Line of Duty Loan Protection, a special debt cancellation benefit created exclusively for active full-time Law Enforcement Officers.

Apply Online

Apply for a loan now with our easy-to-use online application or call 844-COP-SAVE (844-267-7283) to speak with a representative!

Debt Protection

Life and Disability Debt Protection allows you to safeguard your loan in times of uncertainty.

4.24% APR*

Our loan decisions are generated immediately or within 24 business hours. Our hassle-free application process is designed to offer our best rates available as quickly as possible. We offer convenient online applications, which you can complete from the comfort of your own home in about five minutes. For a stress-free, low-rate refinance loan on your existing vehicle, let us be YOUR backup!


GAP Coverage

Guaranteed Asset Protection (GAP) is designed to eliminate your unpaid net loan/lease balance in the event your vehicle is stolen or damaged beyond repair (totaled).

National Police Credit Union is proud to be recognized by the FOP as their Preferred Provider of Auto Loans.

Extended Warranty Options

Route 66 offers additional coverage for your vehicle, often at significant savings from dealership offered plans.

We offer an extended vehicle warranty program that is typically much more affordable than a dealership.

More Great Offers From National Police Credit Union!

Frequently Asked Questions

National Police Credit Union's BillPay Address is: Chicago Patrolmen's Federal Credit Union 1407 W. Washington Blvd., Chicago, IL 60607

GAP is designed to eliminate your unpaid net loan/lease balance in the event your vehicle is stolen or damaged beyond repair (totaled). Brochures in English and Spanish are available here.

It is the National Police Credit Union's extended warranty option for vehicles.

You don’t need to know what vehicle you’ll be getting, because we will provide you with a “blank” check.

If your WYOT check exceeds the 60 day time period allotted, you will need to re-apply for the loan.

You will need to schedule an appointment and have your auto loan disbursed through our conventional method.

*Rates subject to credit qualification and selected term. 

**APR = Annual Percentage Rate.