Secure a Lower Car Loan Interest Rate by Refinancing with National Police Credit Union!*

Second chances really do have their perks! If you have previously financed a vehicle and received a less-than-stellar interest rate or monthly car loan payment, let us help you improve the terms.

Credit Union Interest Rates

Check out our spectacular rates!

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Apply for a loan now with our easy-to-use online application or call 844-COP-SAVE (844-267-7283) to speak with a representative!

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Debt Protection

Life and Disability Debt Protection allows you to safeguard your loan in times of uncertainty.

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1.49% APR**

Our loan decisions are generated immediately or within 24 business hours. Our hassle-free application process is designed to offer our best rates available as quickly as possible. We offer convenient online applications, which you can complete from the comfort of your own home in about five minutes. For a stress-free, low-rate refinance loan on your existing vehicle, let us be YOUR backup!

GAP Coverage

Guaranteed Asset Protection (GAP) is designed to eliminate your unpaid net loan/lease balance in the event your vehicle is stolen or damaged beyond repair (totaled).

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National Police Credit Union is proud to be recognized by the FOP as their Preferred Provider of Auto Loans.

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Extended Warranty Options

Route 66 offers additional coverage for your vehicle, often at significant savings from dealership offered plans.

We offer an extended vehicle warranty program that is typically much more affordable than a dealership.

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More Great Offers From National Police Credit Union!

Frequently Asked Questions

What is National Police Credit Union's BillPay address?

National Police Credit Union's BillPay Address is: Chicago Patrolmen's Federal Credit Union 1407 W. Washington Blvd., Chicago, IL 60607

What is GAP Coverage?

GAP is designed to eliminate your unpaid net loan/lease balance in the event your vehicle is stolen or damaged beyond repair (totaled). Brochures in English and Spanish are available here.

What is Route 66 coverage?

It is the National Police Credit Union's extended warranty option for vehicles.

How Does Write Your Own Ticket Work?

You don’t need to know what vehicle you’ll be getting, because we will provide you with a “blank” check.

What if my Write Your Own Ticket (WYOT) check expires?

If your WYOT check exceeds the 60 day time period allotted, you will need to re-apply for the loan.

The dealership will not accept my Write Your Own Ticket (WYOT) check. What should I do?

You will need to schedule an appointment and have your auto loan disbursed through our conventional method.

*Rates subject to credit qualification and selected term. 

**APR = Annual Percentage Rate.